> For the complete documentation index, see [llms.txt](https://docs.gyro.win/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.gyro.win/utility/borrowing.md). # Borrowing Gyrowinʼs borrowing platform is designed to work seamlessly with other utilities within the ecosystem, such as prediction markets and other future utilities. This integration creates a unified user experience and unlocks unique opportunities: * **Leverage Across Utilities:** Borrow funds directly on the platform and use them to participate in prediction markets or other Gyrowin services. ## Borrow Within the Platform Gyrowin enables users to borrow assets without relying on external services, reducing friction and providing immediate access to liquidity. * **Efficiency:** Borrowed funds remain within the platform, allowing for faster and more cost-effective transactions. * **Utility Across Use Cases:** Use borrowed funds to place predictions, participate in governance, or access future utilities, making Gyrowin a one-stop solution for all financial needs. ## Supported Assets & Configuration Users can borrow supported assets by depositing collateral. The borrowing capacity depends on the collateral value and the Loan-to-Value (LTV) ratio. If the loan exceeds safe thresholds, it may be subject to liquidation. **SUI** * **Borrow Fee:** 0.3% (30 BPS) * **Borrow Limit (Quantity):** 5,000,000 SUI * **Borrow Limit (USD):** $15,000,000 **USDT, USDC** * **Borrow Fee:** 0.2% (20 BPS) * **Borrow Limit (Quantity):** 15,000,000 USDC * **Borrow Limit (USD):** $15,000,000 #### Example - Borrow Weight If you borrow **2 SUI** at **$3** each, with a **borrow weight of 1**, your effective borrowed value is: ``` 2 * $3 * 1 = $6 ``` This weighted amount is used to calculate LTV and liquidation risk. ## Glossary * **BPS (Basis Points):** 1% = 100 BPS. So 30 BPS = 0.3% * **Open LTV Percent:** Maximum allowable loan amount based on collateral (before liquidation is triggered). * **Close LTV Percent:** The threshold at which liquidation starts. * **Max Close LTV Percent:** Absolute maximum limit before bad debt risk increases significantly. * **Borrow Weight:** A multiplier applied to the borrowed asset value, used in risk calculation. * **Liquidation Bonus:** Extra value received by liquidators as incentive. * **Protocol Liquidation Fee:** Fee retained by GyroWin when liquidation occurs. --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter: ``` GET https://docs.gyro.win/utility/borrowing.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.