# Lending

Gyrowinʼs lending platform is designed to work seamlessly with other utilities within the ecosystem, such as prediction markets and other future utilities. This integration creates a unified user experience and unlocks unique opportunities:

* **Enhanced Liquidity:** Users can access liquidity without needing to leave the ecosystem, allowing for more dynamic and efficient participation across Gyrowin's features.

## Competitive and Adaptive Interest Rates

Gyrowin offers competitive interest rates determined algorithmically based on supply and demand within the ecosystem.

* **Dynamic Rate Optimization:** Rates adjust in real time to maintain fairness and incentivize lenders.
* **Enhanced Yield for Lenders:** Lenders benefit from higher returns as the platformʼs utility increases demand for liquidity.

## Supported Assets & Configuration

Lenders can deposit supported assets into the GyroWin lending pools and earn interest over time. These assets can be borrowed by others against collateral, and lenders receive a portion of the interest and fees.

**SUI**

* **Deposit Limit (Quantity):** 20,000,000 SUI
* **Deposit Limit (USD):** $60,000,000
* **Borrow Weight:** 1
* **Open LTV Percent:** 70% (7000 BPS)
* **Close LTV Percent:** 75% (7500 BPS)
* **Max Close LTV Percent:** 80% (8000 BPS)
* **Liquidation Bonus (for liquidators):** 3% (300 BPS)
* **Max Liquidation Bonus:** 3% (300 BPS)
* **Protocol Liquidation Fee:** 3% (300 BPS)

**USDT, USDC**

* **Deposit Limit (Quantity):** 60,000,000 USDC
* **Deposit Limit (USD):** $60,000,000
* **Borrow Weight:** 1
* **Open LTV Percent:** 77% (7700 BPS)
* **Close LTV Percent:** 80% (8000 BPS)
* **Max Close LTV Percent:** 80% (8000 BPS)
* **Liquidation Bonus (for liquidators):** 3% (300 BPS)
* **Max Liquidation Bonus:** 3% (300 BPS)
* **Protocol Liquidation Fee:** 3% (300 BPS)